It took all day, but everything but the furniture is moved out of the house and it’s all clean and ready for the new person to move in. I thought I’d cry all day as I said goodbye to my house, but I didn’t. I got back to Jay and Deana’s and they asked if I felt like a huge weight had been lifted, but I didn’t. I just feel blah.
(c) all rights reserved Kimberly Fiore
I have so much debt from the years where there was no engineering work and I was dealing cards. I’ve been trying to pay it off, but didn’t get very far. Now with class fees, vaccinations, other doctor’s visits (thanks Obama Care for the most expensive health year where I’m actually the healthiest I’ve ever been), plane tickets, and not working full time, that debt has gone up. I’m very uncomfortable with the amount of debt and am terrified that I won’t be able to afford the minimum credit card payments when I’m in Thailand.
This taps into every fear I have. Money equals safety to me on some level. I’ve been losing a lot of sleep over this. I wake up every morning screaming. Some mornings I wake up at 5:00am – I am not a morning person and I don’t like being awake at 5:00am. This brings on more screaming.
I’m trying to trust that life will provide and that the money will come when it’s needed. I guess that I don’t quite trust it yet. I don’t see where it can possibly come from. I thought about gambling. I got here partially from working on the other side of a black jack table. It would be poetic to win it all back from a black jack table. I haven’t gone to the casinos though and I know I’m not willing to put the amount of money on the table that would give me the chance to win anything significant. The chance to lose significantly is too big. If the house sold, that would do it, but it didn’t. I’ve been selling things on creigslist, but I don’t have anything worth what I need. My family isn’t wealthy. The only thing I see that is possible is to win the lottery. I’ve tried and that plan isn’t real solid. Seeing as I can’t even get a date, the “marry a rich man” plan isn’t an option either.
So, I spoke with my financial adviser yesterday and he suggested I get a home equity line of credit. He said it should take about 5 days. Oh, duh, great idea. It won’t get rid of the debt like winning the lottery would, but it would get it into a lower interest rate and make it more manageable. Between yesterday and today I called about 10 banks. They all said it would take about 3-4 weeks. I won’t be here in 4 weeks and all of them need you to sign the paperwork in person. I feel like I’ve been lying for two days because the line of credit will be based on my home and my job, both of which I know are changing. I haven’t been exactly lying, but it still feels like it and I just feel horrible and beat up. Still, today I dropped off all my paperwork to a bank that said they would try to get it all approved before Christmas.
Come on lottery!
(c) all rights reserved Kimberly Fiore
Oh such relief! I signed the paperwork to rent my house today. I met the renter and feel very comfortable about him living in my house. There’s a great chance he will want to buy it in six months too. I leave for Thailand in three weeks and was feeling so overwhelmed with how I would be able to afford it. I still have a large amount of debt that I’m not sure how to deal with, but at least the mortgage is going to be paid every month. I’m still not excited about going only because three weeks doesn’t seem like enough time to finish getting ready, but I think I can do it!
They started a facebook group for all of us who are going to be in the January TEFL class. I went and looked at the people that are in my class. I am probably the oldest by 15 years. It feels weird, but I think it’s going to be very interesting.
(c) all rights reserved Kimberly Fiore
I got a call today that someone wanted to rent my house and they want to rent it furnished. I should know more tomorrow.
(c) all rights reserved Kimberly Fiore
A little bit of excitement today. I got my last vaccination injection today – Yay that’s over. Ok, it’s not quite over. I still have to do the Typhoid Fever vaccination, but it’s a pill, not a shot so I’m not counting it in this small milestone.
Even more exciting. I got my Thai Visa today!!!
(c) all rights reserved Kimberly Fiore
I put posts on various facebook pages today about trying to sell or rent my house. I got a lot of interest. Wouldn’t it be funny if I sold my house through facebook instead of through the MLS?
The gps tracker is now installed in the car and pick up is scheduled for Tuesday. A different scheduler called me to set it up. I wonder if the demanding woman quit after dealing with me on Friday. After we verified that the gps tracker worked, I took it back out – just in case.
(c) all rights reserved Kimberly Fiore
Car Match found a driver for my car. It’s basically a lease to own situation. I got all the paperwork last night, but some of it was wrong. The revised paperwork was in my email this morning. But before I could even check my email, I got a call from a demanding woman with a heavy accent. She was wanting to pick up my car today. Whoa, what a painful way to start my morning. I told her that the paperwork wasn’t done and the gps tracker wasn’t in the car yet. She was angry. I have to install a gps tracker in the car and they were supposed to overnight it to me. I couldn’t stay at home because there were showings all day. So, I’m sitting at a coffee shop and having trouble connecting to the internet. I called my friend, Ed, who told me I could borrow a company truck. He said to just go in the office and tell the receptionist I was the one he had told her about. I called her and she said she thought I was no longer borrowing one and she couldn’t give me one until she talked to Ed. Neither one of us could get a hold of him. Hours later, I finally get the car paperwork signed. The demanding woman called me again to pick up the car – now. I told her I couldn’t give it up until I had the gps tracker. Then I got to go to a meeting that took me an hours and a half to get to, but the meeting only lasted 5 minutes. By now I’m overwhelmed, frustrated and just tired. Car Match called me to tell me the gps tracker is at my house. It’s too late in the day to go home and get it. The snow is starting to fall, it’s rush hour and Katie and Travis are throwing a going away party for me shortly. The guy at Car Match was quite unhappy that I wasn’t going to go home and get it. The demanding woman calls again stating she has to pick the car up today. I wasn’t very nice this time. I tried to reschedule for Saturday or Monday, but she said no and hung up on me. Now I’m sure I’m dealing with the mafia and they are going to come drag me out of my car and cut off a finger to remind me not to mess with them. Then they are going to leave me on the side of the highway in the snow with 5 bags of stuff from my car. Because, you know, the mafia lets you keep your personal belongings after they cut off body parts. Then I left ridiculous voice mails for the Car Match guys and went and crawled in Katie’s bed and cried until they came home. It took a long time to let it go, but the frustration passed. Having a party with friends helped. Plus, I didn’t put the gps tracker in yet, so the mafia doesn’t know where I am…….
(c) all rights reserved Kimberly Fiore
The previous person that was interested in renting my place backed out. Today, I got an offer for rental of the house for 2 years at a monthly rent that will not cover my mortgage. Is this progress? So frustrated. I dropped the price of the house. Let’s see if that works.
(c) all rights reserved Kimberly Fiore
I have been trying to sell my car for a couple months now. I place ads on four different websites, advertised in Next Door Floyd Hill and on facebook. Nothing. Not one legitimate inquiry about the car. I dropped the price several times. I’ve gotten quotes form 4 different dealers all of which were $4,000 or more below what I owe on the car. I found a company that does a lease to own process. So someone else would pay my payments until the loan is paid off and then they’d own the car. I have been researching them and talking to them for a couple weeks now. Tonight I filled out a bunch of paperwork to have Car Match USA lease my car for me. I have either found a way out of my car payments or I have signed up for an elaborate scam.
(c) all rights reserved Kimberly Fiore
Ok this is scary. I’m putting my passport in an envelope and entrusting it to the USPS. I’m sending it off to the Royal Thai Consulate in Portland Oregon to request my Non Immigrant B Visa. Apparently other Thai Consulates in the US don’t like to give out visas and deny most of them for little to no reason. I think I’m not going to Antarctica.
(c) all rights reserved Kimberly Fiore
My half-sister, Carly came over to help me pack today. It was nice to spend time with her. I posted on facebook that I needed help packing. She responded yes and my friend CJ responded that she couldn’t, but wished she could. My other friend Cynthia came over when I first put the house on the market and helped. I find it interesting that if I put up a negative post, a lot of people comment. If I put up a picture of a fox in my yard, it gets hundreds of ‘likes’. If I ask for help, I get 3 responses. What does this say about me, my friends, facebook? I blame facebook.
Rraine Drops 